Motorcycle Insurance in Grosse Ile, MI
Motorcycle insurance can help address the financial pitfalls of unforeseen risks such as accidents or damage from noncollision events. At Katie Maldonado Insurance Agency, we’re here to help drivers looking for a new policy or wanting to have their current coverage assessed.
What Does It Cover? 
Motorcycle insurance often offers the following coverage:
- Comprehensive coverage can cover damage caused by vandalism, certain natural disasters, fire or theft.
- Liability coverage can be helpful if you’re found liable for causing third-party losses and may consist of the following:
- Bodily injury liability coverage can cover the medical expenses of a third party who is injured in an accident you caused.
- Property damage liability coverage can help pay for the associated expenses of causing damage to another person’s property.
- Personal injury protection can cover you and your passengers’ medical bills and other financial losses after an accident, regardless of fault.
- Uninsured/underinsured motorist coverage can be beneficial if another motorist with inadequate coverage is responsible for your losses.
Depending on your circumstances, you can ask your agent about additional coverage, such as for custom parts and roadside assistance.
Is It Required?
Michigan motorcycle riders must carry minimum amounts for property damage and bodily injury liability. Lenders may also require collision and comprehensive coverage if you’re financing your motorcycle.
How Much Does a Policy Cost?
The cost of a motorcycle insurance policy can be influenced by the following factors:
- Location
- Age
- Driving record
- Vehicle specifications (e.g., make, model and age)
- Claims history
- Policy specifics (e.g., deductible, coverage limits)
Get Covered Today
Contact Katie Maldonado Insurance Agency to learn more about your motorcycle insurance options or request a quote.